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Archive for the ‘Finances’ Category

Sellers: Don’t Want Another Price Reduction..But You Want Your Home Sold?
Buyers: Ready To Purchase a Home, But Not Sure If You Can Handle The Payments On a 30-Year Fixed Loan?A *great* loan program that you may want to consider is called a 2/1 Buy Down. Basically, the seller can offer the 2/1 Buy Down to a buyer as an incentive [...]

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Are you a renter that feels like a home purchase is out of your reach? Think again…If you are a renter in Ventura County, you should be considering a home purchase. The ball is in your court in our present market; there are still an excess of homes on the market and the interest rates are at [...]

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As a Realtor who works primarily with First-Time Homebuyer’s, I spend a good amount of time with my future clients focusing on their credit and what they can do to improve it before we start looking at homes. I have found that the first step to better credit is understanding the system. Here are some [...]

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Have you ever heard of VantageScore? More than likely, you haven’t; but you have probably heard of the Fair Isaac’s Company scoring system for credit, also known as the FICO score. The FICO score measures your credit on a scale from 300-850, with most people scoring between 670-700. VantageScore now ranks your credit with a combination of numbers and [...]

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